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What is an Employee Stock Purchase Plan (ESPP) and Should You Invest through One? 21 Aug 2013 | 10:40 am

If you work for a public company, you may have a worthwhile benefit called an Employee Stock Purchase Plan (ESPP). These plans are offered to all employees just like healthcare or holiday pay is appli...

It’s Over: Moving On From an Indebted Lifestyle (How I Paid Off $40,000 in Debt in Two Years) 3 Aug 2013 | 11:57 am

Just like two minutes ago, I scheduled the last $410.50 payment towards my Discover balance. I have no more consumer debt. From May 2011 to just over two years later, I paid off a car ($6K), a grad sc...

Stop Hanging on to Old Perceptions of Yourself 25 Jul 2013 | 08:39 am

It’s an old perception when I think I might blow my budget by going to Revel in Atlantic City just because it has an indoor/outdoor pool. We think we know ourselves. We think we can look in the mirro...

OK, and Now for Some Good News! 11 Jul 2013 | 08:18 am

I know I wrote a lackluster post last week explaining that I wasn’t quite debt-free yet. Lame! But I have a great excuse: I am very superstitious. I didn’t want to jinx all the things that were about ...

July 1 Reality Check-In… 1 Jul 2013 | 08:45 am

I promised myself and you guys NO MORE DEBT by July 1 like an overzealous presidential campaigner  (click for one of my favorite Chapelle Show clips of all time). And you know what? I swear, I had it....

What Kind of Life Insurance Would 007 Be Able to Get? 28 Jun 2013 | 08:01 pm

The following is a guest post. We’re prone to think that life insurance is incredibly difficult to obtain—especially if we’re jumping off buildings, engaging in gun battles, and ripping up the street...

10 Things You Should Know Today 12 Jun 2013 | 11:02 am

Everything you need to know about FHA loans becoming more expensive. But still, you could get the FHA loan and refinance when you’re at 20% equity value, no? I’m no fan of unnecessary government surve...

10 Things You Should Know Today 12 Jun 2013 | 11:02 am

Everything you need to know about FHA loans becoming more expensive. But still, you could get the FHA loan and refinance when you’re at 20% equity value, no? I’m no fan of unnecessary government surve...

So What’s Better: Operating Capital or Paying Off Your Credit Card at the End of Each Month? 24 May 2013 | 09:17 am

I haven’t read much about how people manage their daily cash flow, and it’s hit me that this topic needs much deeper analysis. MUCH! Here’s what I am talking about: I know where most people fall in th...

So What’s Better: Operating Capital or Paying Off Your Credit Card at the End of Each Month? 24 May 2013 | 09:17 am

I haven’t read much about how people manage their daily cash flow, and it’s hit me that this topic needs much deeper analysis. MUCH! Here’s what I am talking about: I know where most people fall in th...

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