Get-your-best-mortgage-rate - get-your-best-mortgage-rate.com - Best Mortgage Rate Blog by Ask Kate

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Aug 26, How to Refinance a Mortgage Without Going Broke 26 Aug 2013 | 12:28 pm

Ask Kate how to refinance a mortgage without going broke: It's ironic that refinancing a home can be expensive when the intent is to make your mortgage more affordable, whether that means a lower hous...

Aug 23, Friday Afternoon Alert - Mortgage Rates Move Lower 24 Aug 2013 | 04:50 am

Friday Afternoon Alert: Mortgage rates move lower today! Remember yesterday, I told you the Feds seem to have taken a lackadaisical attitude to rising rates in light of a fledgling recovery in the ho...

Aug 23, Estimated Mortgage Origination Fees - Paying Discount Points 24 Aug 2013 | 02:33 am

June asks Kate if she can trust her loan officer to merely estimate the loan origination fee. LMK wonders how much is too much to be paying in discount points. June is worried about her Good Faith Es...

Aug 22, National Mortgage Settlement Begins Wrap-Up 23 Aug 2013 | 12:04 am

Joseph A. Smith Jr., the appointed monitor for the National Mortgage Settlement, is in the final stages of reporting whether banks have fulfilled their consumer relief obligations: Here are some clai...

Aug 22, Mortgage Rates and Trends Report - Volatility - New Highs 22 Aug 2013 | 09:15 pm

Kate's Current Mortgage Rates and Trends Report: 30 and 15 year fixed rates are UP for the week ending August 22, 2013. Higher interest rates can be attributed to the Federal Open Market Committee. I...

Aug 21, What Is Mortgage Insurance - Ask Kate Mortgage Guides 21 Aug 2013 | 10:32 pm

Is private mortgage insurance right for you? PMI could be your solution to buying a home with a small down payment! For years banks required a 20 percent down payment from home buyers. But buoyant e...

Aug 20, Lender Paid MI Payments Disappear - Halts HARP Refinance 21 Aug 2013 | 12:26 am

Amy's situation is totally unfair! Although she has paid her mortgage insurance premiums, Amy's lender never sent them to the MI company. Because Fannie Mae won't approve her for a HARP refinance wit...

Aug 20, Never Miss Getting Focus on Finance or Ask Kate Again 20 Aug 2013 | 11:49 pm

New for Gmail users: Don't miss your Ask Kate notifications that could be sitting in the new Gmail tabs. Click the next Ask Kate email you find in the Promotion tab or Social tab. Simply drag it over ...

Aug 20, How Does Streamline Refinancing Work - Cross Collateralization of Rental Property 20 Aug 2013 | 07:08 am

For homeowners with equity, cross collateralization of rental property could help them get a mortgage: Hello KATE 'question', I have a house in Alabama, fully paid. I live in the Philippines with my ...

Aug 16, All-in-One Residential Construction Loan Financing 16 Aug 2013 | 11:18 pm

John tells me... Kate, I own 38 acres free and clear, appraised at about 250K. I'm planning to build a new home, approx. $800K to $900K. Of this amount I would plan to use $400K or so from available ...

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