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How Do I Make Open Enrollment Easy For My Employees? 27 Aug 2013 | 06:13 pm

Football is back, school is in session, and HR teams are knee deep in open enrollment planning; fall must be right around the corner. And although now is the time for employers to review and update th...

Should You Choose A Consumer Driven Health Plan or A Traditional Health Plan? 22 Aug 2013 | 10:09 pm

While each situation is fact specific, in general a Consumer Driven Health Plan (CDHP) will be a better value for a participant than a traditional health plan.  Studies suggest 90-95% of participants ...

How Should You Allocate Health Savings Contributions Between Savings and Investments? 20 Aug 2013 | 11:09 pm

Conventional wisdom suggests a Health Savings Account is best used as a retirement account for those who can afford it. Because a Health Savings Account affords you the opportunity to invest in equity...

How Much Money Should You Contribute to Your Health Savings Account? 12 Aug 2013 | 07:45 pm

Like so much in life, the answer to this question depends on one’s situation.  But let’s start with how a Health Savings Account works and how it differs from a Flexible Spending Account.  A Health Sa...

How To Sign Up For an HSA 6 Aug 2013 | 08:51 pm

In light of the substantial changes to the American Health Care system, many workers are looking for answers to questions about their future coverage and Health Savings Accounts. If you’re one of them...

Where Do Insiders Go For Health Services? 1 Aug 2013 | 09:05 pm

With all the national attention around healthcare, have you ever wondered what the experts do when they need healthcare? Well wonder no more: they go to the MinuteClinic at their local drugstore.  I r...

How Can I Justify My HealthCare Program to My CFO? 30 Jul 2013 | 11:16 pm

As a CFO I particularly enjoy this question, as it ultimately speaks to the root of a company’s mission, while acknowledging market forces larger than the company or industry one participates in.  Sta...

HelloWallet’s Switch to Consumer-Driven Health Care (Part 3 of 3) 27 Jun 2013 | 07:19 pm

Which brings me to why I really like choice in healthcare: I can give money back to my employees and they can buy as much or as little as they want.  The technical aspects of this are accomplished thr...

HelloWallet’s Switch to Consumer-Driven Health Care (Part 2 of 3) 25 Jun 2013 | 06:47 pm

There is considerable evidence that suggests the stagnation in wage growth over the last decade is really a tale of rising medical costs. This matters to me for a number of reasons, not the least of w...

HelloWallet’s Switch to Consumer-Driven Health Care 20 Jun 2013 | 08:21 pm

Healthcare can be confusing, anxiety ridden, and, occasionally, emotionally charged.  And I’m just referring to HR departments and their finance counterparts.  For participants, the situation is often...

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