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Joint Property Ownership and Residence 11 May 2012 | 10:28 pm

The legal complexities of property ownership often cause problems on separation, divorce or at probate time. Married couples have automatic rights which protect their occupation. To cover a situation...

European Housing Market Update 10 May 2012 | 10:26 pm

The problems and presures of our housing market sometimes seem to be insurmountable and we feel we are all alone with our UK problems. This is not the case. What is happening beyond our UK shores to ...

Double Dip House Prices 29 Apr 2012 | 09:04 pm

Economic woes seem to be piling up for the government and our UK economy which may be passed on to the housing market. The current double dip recession may be thought by some to relate to the poor qu...

Suffering from Bad Mortgage Lending 26 Apr 2012 | 03:36 am

Many householders and borrowers have suffered from the bad mortgage lending that was endemic for the last 15 years. Northern Rock came to epitomise the bad lending that contributed to the financial co...

How to Save on Council Tax 26 Apr 2012 | 02:58 am

The Government introduced the Council tax in 1991 and had homes valued into bands dependent on a assessed value. Since 1991, there has been no revaluation or rebanding. The effect is that many houses...

London Residential Asset Class 17 Mar 2012 | 08:52 pm

I liked the phrase ‘London Residential is now a recognised asset class’ used by Savills’ chief executive Jeremy Helsby. The upmarket estate agent was announcing good profit and revenue growth on the b...

Stamp Out Stamp Duty Avoidance 16 Mar 2012 | 09:25 pm

Stamp Duty Land Tax was introduced in December 2003 to cut down avoidance on the old stamp duty. It is levied on purchases of flats, houses and other land and buildings on a sliding scale up to 5% on ...

Too Many Lawyers Chase Countrywide 15 Mar 2012 | 09:17 pm

There is a countrywide problem of too many lawyers chasing companies for damages. Now the housing market is picking up legal claims based on valuations made between 2004 and 2007. PPI and miss sellin...

Ducks and Drakes with Mortgage Interest 9 Mar 2012 | 03:36 am

Mortgage rate increases continue to flow as a fourth lender joins in this month. Hot on the heels of Halifax recent decision to increase the variable rate came Santander who are increasing rates for ...

Downsizing or Rightsizing 12 Feb 2012 | 12:46 am

Why do governments want to tell people how to live their lives. Why should older homeowners be encouraged to sell up or move out to smaller properties. There are better reasons for downsizing than pr...

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