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Why I Passed On The Facebook IPO 30 Jul 2012 | 06:20 pm

Facebook is an incredible “Cinderella” like story! They are managed by very young, intelligent people who can change direction quickly, considering their size.  I have two Facebook accounts (one perso...

Refinance Today- With or Without Equity 30 Jul 2012 | 06:20 pm

Have you heard about the low interest rates available to refinance your mortgage so many times that you are tuning it out? Rates have fallen to record lows for 11 of the past 12 weeks. The headlines k...

Early Retirement Draw Down Strategy 30 Jul 2012 | 06:19 pm

Early retirement is a double whammy to your retirement savings.  Making your money last through retirement is not easy and it becomes much more difficult if you retire early. Quitting your job and tak...

Social Security Taxes the Poor to Benefit Rich White People 27 Jul 2012 | 08:54 am

I hate Social Security. I hate that it takes 6.2% of every dollar I earn (temporarily 4.2%), and takes 6.2% of my income from my employer (who would probably be paying me that extra 6.2% if they weren...

Son Wounded – A Visit To The Hospital 27 Jul 2012 | 08:54 am

Yesterday was an unusual day! My wife had a scheduled dinner with an old friend, my sister thought about coming up and saying the night with their kids, and my son went on a bike ride with a friend in...

How the New 401(k) Disclosure Fees Are Providing Clarity to my 401(k)…Kind of 27 Jul 2012 | 08:54 am

Earlier this year the Department of Labor released their final ruling to improve transparency of fees and expenses to workers*.  The approved regulations are set to provide more clarity to 401(k)s and...

3 Year Blog Anniversary – Win an iPod! 26 Jul 2012 | 05:27 am

One week from today makes a whopping 3 years since I started this fine blog. I originally did it because I was bored at work and I wanted to dispense some financial advice after reading so much during...

First Week of Retirement 26 Jul 2012 | 05:27 am

Now that I’m not working in a corporation anymore, I feel great! That whole environment was toxic for me. Since handing in my two weeks notice, I am carefree and can think clearly again. Some readers ...

The Giant Eagle Panera Gift Certificate Money Savings 25 Jul 2012 | 03:57 am

Okay I admit it!  My family (except my daughter, she’s such a nonconformist) loves Panera and even though it’s costing us a decent amount of money (see the article: Spending Money Fail! How We Spend M...

Are Gym Memberships A Waste Of Money? 25 Jul 2012 | 03:57 am

There is no doubt that life at the moment is stressful for most of us. An unstable economy and rising prices means we have to stretch our hard-earned money even further. Many little luxuries that you ...

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