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Low Price: "Quantity Has A Quality All Its Own" 26 Aug 2013 | 08:00 pm
This saying comes to us courtesy of our military. They use it in the context of ten million peasants armed with stone age weapons will swarm one man, no matter how well armed or how well supported. In...
The Economics of Housing Development 25 Aug 2013 | 08:00 pm
The genesis of this article is Something's Gotta Give, a report (.pdf format) from the Center For Housing Policy. Furthermore, there is an article in the Washington Times from UPI that connects the do...
An Apparent Red Flag that Isn't 24 Aug 2013 | 08:00 pm
For all of the rants I post about bad business practices, there are a lot of things the mortgage industry gets right. One of these looks like a red flag not to do business with them, and may seem like...
Asset and Income Rentals - Borrowing Trouble at Usurous Rates 23 Aug 2013 | 08:00 pm
This was originally published in 2005, but is one facet of the meltdown that is still going on, unfortunately. I found this article by Ken Harney in the paper. WASHINGTON - Call it funny money for t...
The Best Way To Create Problems For Yourself In Real Estate 22 Aug 2013 | 08:00 pm
Have a "looking for cheap" attitude, especially on services meant to protect you. It's great to have a "looking for value" attitude. If I cost more than someone else, it is in your best interest to a...
Refinancing Your Property with Less Income Than You Had When You Bought 21 Aug 2013 | 08:00 pm
Hello, When my husband and I bought our home 2.5 years ago (two bedroom condo) we qualified for the loan ($250,000) based on both our incomes. Then I had a baby and stopped working. We've never misse...
Weighted Average Cost of Capital Doesn't Include Everything 20 Aug 2013 | 08:00 pm
Or: Figures don't lie, but Liars Sure do Figure! NOTE: At this update, rates on first trust deed loans are about as low as they have ever been while rates on second mortgages aren't particularly low....
Prorated Property Taxes 19 Aug 2013 | 08:00 pm
January first and July first mark turning points in the year for California real estate, as property taxes are collected for a period running from July 1 through June 30. They are paid in two installm...
Some Free Advice About Real Estate Transactions: If You're Spending Money, Make Sure You Get Something Valuable For It 18 Aug 2013 | 09:00 pm
Most days I get loan wholesalers coming into my office. I'm always happy to talk with them, providing they want to talk about what I want to talk about. They usually want to talk about this gimmick an...
Refinancing When You Owe More Than The Home Is Worth 17 Aug 2013 | 10:00 pm
I've been looking around for an answer to this but my searches haven't returned anything useful. Say you buy a house and with that house you finance in a pool. House was $210,000 and pool is $40k. $2...
