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10 Reforms That Would Improve Our Retirement System 26 Aug 2013 | 11:30 am

It is a strange twist of history that the primary way most Americans now save for retirement is through the 401K system, which in its beginning, was never supposed to provide a large percentage of ret...

Stay Or Go At 20 Years? Military Physician Series 23 Aug 2013 | 11:30 am

Q. Would you consider a follow up to the outstanding post you wrote about separating from the military, but focusing on separating after hitting 20 years?  I’m an emergency physician (Navy) with 1 mo...

4 Ways to Add Real Estate to Your Portfolio 21 Aug 2013 | 11:30 am

The author’s daughter precariously perched on the 11,253 foot summit of Lone Peak As regular readers will recall, I write a monthly column for Physician’s Money Digest.  My July column was on real es...

How To Get Your Tax-Exempt TSP Money In To A Roth IRA 19 Aug 2013 | 11:30 am

The Federal Thrift Savings Plan (TSP) is the “401K” for military and other federally employed physicians.  It is a great retirement plan, with minimal expenses (2-3 basis points total), and 5 great in...

Get Out Of Undergrad Without Debt! 16 Aug 2013 | 11:30 am

I saw an article this week that showed that at 514 colleges, the loan default rate has now exceeded the graduation rate.  The default rate is now 13% on average across the country, and outstanding stu...

Talking About Taboo Subjects 14 Aug 2013 | 11:30 am

I’ve been working in an emergency department for over 10 years now.  I’ve become used to talking about many subjects that are essentially taboo in most adult conversations.  I coax vivid descriptions ...

How To Fire Your Financial Advisor 12 Aug 2013 | 11:30 am

Every week I get an email from someone who wants to fire their financial advisor.  Sometimes they are upset about high fees, bad customer service, or bad advice, but often they just wish to “take cont...

8 Reasons Whole Life Insurance Is Not Like A Roth IRA 9 Aug 2013 | 11:30 am

The Author in Pine Creek Canyon, Zion National Park The posts on this website about cash value insurance continue to attract comments (mostly from those who sell it) like a knight in shining armor on...

What To Do When Your Broker Rips You Off 7 Aug 2013 | 11:30 am

[Editor's Note:  This is a guest post from Matthew Kaiser, JD, an attorney and a blogger.  He is a founding partner of a Washington, DC law firm and an adjunct professor of law at Georgetown Universit...

Strategies For Paying Off The Mortgage Early 5 Aug 2013 | 11:30 am

I wrote about some things to think about when deciding whether or not to pay off your mortgage early a few months ago.  My wife and I had a discussion about paying off our mortgage the other day (whic...

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