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When an Auto Loan May Work for You 22 Feb 2012 | 07:29 am

Normal 0 false false false EN-US X-NONE X-NONE When it comes to buying a car, you have two options: pay with cash or opt for a loan. More often than not, it is assumed that paying cash means s...

How to Not Ruin Your Credit This Holiday 19 Nov 2011 | 05:55 am

Normal 0 false false false EN-US X-NONE X-NONE Analysts believe that consumers will spend more this holiday season than last year, up 2.8 percent to $465.6 billion nationally. The good news is...

When to Choose Credit over Debit 29 Oct 2011 | 05:40 am

Normal 0 false false false EN-US X-NONE X-NONE Before you pull out your debit card to make your next purchase, be aware that there are circumstances when it’s better to use your credit card. H...

Four Reasons Why Your Credit is Important 4 Oct 2011 | 04:20 am

There are lots of things you can’t control in life, but one thing you can control is your credit. But why should it matter to you what your credit score is or what’s in your credit report? There are s...

3 Things to Consider Before Applying for a Credit Card 14 Sep 2011 | 02:35 am

Normal 0 false false false EN-US X-NONE X-NONE Normal 0 false false false EN-US X-NONE X-NONE When you’re ready to get a new credit card, here are the three must-do steps to take befor...

Saving On Your SmartPhone Bill 8 Sep 2011 | 03:58 am

72 1024x768 Normal 0 false false false EN-US X-NONE X-NONE While owning an Android cell phone or iPhone is all the rage these days, most American carriers have put up a price barrier around ...

7 Ways to Save Money on Groceries 17 Aug 2011 | 06:05 am

Guest Post: LOZO There are many ways to save a buck and one of the best is to lower a weekly expense because your savings will accumulate week over week, month over month and year over year. Let’s d...

The New Free Credit Score: What it Means for You 27 Jul 2011 | 06:17 am

Just last week, consumers got some good news. From now on, if you’re denied credit or given a higher interest rate due to your credit score, you can see the credit score used in the decision for free....

How Credit Card Debt Can Actually Help Your Credit Score 23 Jun 2011 | 03:51 am

Normal 0 false false false EN-US X-NONE X-NONE It’s the most common form of debt. One in ten consumers has an average of $6,400 spread out over six credit cards, according to the latest Credit...

The Other Magic Number: Your Credit Utilization Rate 24 May 2011 | 07:28 am

Your credit score helps lenders decide whether or not to extend credit to you. Maintaining a healthy score will help open more financial opportunities for you. It’s not difficult to understand how to...

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